DIYConsumers is the toolkit for self-directed spenders. Calculators, planners, and microapps that turn everyday money tradeoffs into clear answers. No spreadsheets. No lectures. Decide, save, repeat.
We built a focused tool for each — no generic budgeting fluff. Learn the issue, run the numbers, act in minutes.
The average member finds $186/year hidden in dormant plans. Our optimizer scores each one Keep, Pause, or Cancel — based on how you actually use it.
Subscription Keep/Pause/CancelBuild the basket, get per-meal cost, and compare against takeout. See exactly where your food budget leaks — brand swaps, portion sizes, and skipped ingredients.
Basket Builder + Meal vs TakeoutPlot your trip on a splurge/save spectrum. See which upgrades are worth it and which cost you a whole extra weekend away.
Travel Splurge vs Save PlannerEvery BNPL offer runs through a live affordability check — stack limit, real APR, and impact on next month's cash.
BNPL Safety CheckerInstant resale value math for clothes, tech, and furniture. Buy smarter, sell higher, waste less.
Resale Value EstimatorEvery microapp is one-page, no login required to try. Save your inputs, get alerts, and unlock deeper models with Pro.
Connect or add manually. We score each sub by usage, price, and swap-availability.
What tonight really costs — per person, per plate.
Build once, see per-meal cost, brand swaps, and weekly total.
Set a total budget, split it across trip categories, drag to trade off.
Real APR, stack limit, and next-month cash impact.
Buy smart. Sell high. Compare paid vs realistic resale.
A visual habit tracker for smart money decisions.
Renewal reminders, cheaper alternatives, and "hold-off" nudges before you tap Buy.
Four steps, every time. No spreadsheet fatigue. No 90-page financial guides. Just the loop that works.
Two-minute plain-English briefs. What's happening, why it costs you, what smart people do.
Pick a microapp. Plug in your reality. Get a specific dollar answer — not a range.
One tap: cancel, pause, keep, buy, wait. Actions save to your streak automatically.
Your dashboard turns wins into habits. Alerts catch the next tradeoff before it costs you.
The dashboard aggregates every decision — subs cancelled, meals cooked, BNPL declined — into one honest scoreboard.
Start free forever. Upgrade anytime. Cancel in one tap — we actually make that easy.
The starter toolkit. No card required.
Includes
Every microapp. Every alert. Zero fatigue.
Everything free, plus
For up to 5 people budgeting together.
Everything Pro, plus
We only lock what genuinely needs deeper models, ongoing tracking, or personalized alerts. If Pro doesn't save you at least $9 this month, we'll refund it. No hoops.
Renewal + purchase nudges 3 days before your card gets hit.
Personalized budget goals with pace tracking and where-to-cut suggestions.
Grocery, Travel, Resale, Allowance, and every new tool we ship.
You've used the free plan for 12 days and saved $84. Members who upgrade save an average of $32/month more — mostly from alerts you don't see yet.
No influencer scripts. Just members who use the tools, keep the streak, and see the numbers stack.
"I found $186/year in subscriptions I forgot existed — in nine minutes. That paid for Pro literally forever."
"The BNPL checker literally stopped me from stacking three installments last month. It just showed the math, calmly. That's rare."
"Finally, a money app that doesn't shame me. My partner and I run the household plan and it's the first budget we've ever kept for 6 months."
Still curious? Ping us — we reply within a day, from a real person, not a chatbot.
Contact supportFree forever. Upgrade when the tools have already paid for themselves. That's it.